Unlimited 1.5 factors for each and every $1: This flat-charge benefits method is simple and beneficial, supplying an unrestricted 1.5 factors per $1 on all buys, so you don’t have to fear about employing distinctive cards for distinct buys to maximize your rewards. This is 1 of the best simple income back again prices out there throughout all rewards credit rating playing cards, and the simple fact that it really is a university student credit history card tends to make it even additional impressive.
25,000 bonus factors give: You can receive 25,000 on the web reward details with the Bank of America® Vacation Benefits Credit history Card for Learners if you spend $1,000 in the initial 90 times. These factors can be redeemed for a $250 statement credit score towards vacation purchases. This is a person of the most important signal-up bonuses offered by a student credit history card.
Intro % APR on buys: On top of the rewards, you can also take gain of a % intro APR on purchases for the 1st 12 billing cycles. While this is not the longest % intro APR offer, it is nevertheless really generous for a university student credit card that also features rewards. Just make guaranteed to shell out off your harmony just before the intro time period finishes and the standard APR is applied.
Flexible benefits: Alternatively than earning miles and factors that can only be redeemed with a single manufacturer, the Lender of America® Travel Benefits Credit score Card for College students earns generic details that can be applied for assertion credits to cover a broad vary of vacation purchases. These include things like flights, accommodations, cruises, getaway offers, baggage service fees, and rental cars. Details are value $.01 just about every, so you’d want 10,000 details to “erase” a $100 vacation purchase.
No international transaction expenses: If you’re going to travel internationally, owning a credit rating card that won’t demand international transaction costs is a ought to. Most credit rating playing cards cost a 3% overseas transaction charge on all purchases created abroad, meaning you would pay out $30 in fees for every single $1,000 you expend. With the Lender of America® Journey Rewards Credit score Card for Learners, you will not have to fret about costs feeding on up your trip money.
No once-a-year fee: This card would not cost an yearly fee, so you can give it a spin without having stressing about accumulating expenses that will terminate out any rewards you generate.